Aware Latticeway Financial planning
Evening view of a dark wood table, burgundy velvet chairs, and a copper lamp in a quiet planning room

Su-ngai Kolok · since 2014

The years of wages still left on the table

Aware Latticeway Financial Planning keeps a planning room in Tambon Pasemat for households who can already name the season when a salary, a teaching post, or a shop’s regular takings will stop. The work is a series of sittings: papers on the wood, a written timeline in baht, and a list of what still has to be asked of a pension office or a cooperative.

Request a household review

6°01′ N · 101°58′ E

I

What comes out of the cupboard

A sitting starts with the papers a household already keeps, not with a catalogue of products. These are the ones that change the page.

  • The newest pay slip, or the shop day-book

    A border shop’s fat week and thin week both belong here. An average month that nobody has lived is left aside.

  • Provident-fund or cooperative pages

    The current statement, plus any loan deducted before the salary reaches the bank.

  • A Government Pension Fund booklet

    For civil servants, the recorded amount and the year you are actually willing to plan around.

  • The parent line

    Money sent to a mother, a father, or a sibling who buys the rice, written as its own figure.

  • School fees, rent, and rent you receive

    The months those amounts move, including a small house let to someone else.

II

Six weeks for the household review

The flagship sitting is the Household Pre-Retirement Review. Four meetings of about ninety minutes, spread over six weeks, for a household that expects the main earned income to stop in roughly eight to fifteen years. You leave with a timeline, two cash pictures, and a retirement-income sketch whose assumptions are written in the margin.

The engagement fee is 12,800 THB, said before a date is held. Naree Limsakul sits with you in the planning room. One of the four meetings can be held at home inside Amphoe Su-ngai Kolok.

Read how the four sittings proceed

Four chairs around a lacquered table prepared for a household review

III

Shorter sittings when the full review can wait

Sealed envelopes and a closed notebook arranged for a cash-ledger sitting

Cash Ledger Sitting

One sitting for households who need the month written down before they talk about the years ahead.

 A closed folder and a glass of tea on dark wood before an income sketch

Retirement Income Sketch

A half day with the booklets, for households who already know their monthly spending and want the later income written down.

 Two adults seated at a wooden table for a yearly household check-in

Yearly Household Check-in

A return visit for households already on the books, when a parent moves in, a shop slows, or the employment date shifts.

IV

From a teacher’s margin

She came with three years of pay slips and left the older ones in the cupboard after the first hour. The line she still checks is the school-fee month, which had been hiding inside the word food.

That note is from a secondary-school household in Su-ngai Kolok. Longer accounts, including one husband who left a sitting impatient, are kept on the client notes page.

Read the client notes

V

From the journal

VI · The room

Tambon Pasemat, by appointment

Sittings are held Monday to Friday, 09:00 to 16:30, except Thai public holidays. The first date is agreed in writing after you say which sitting you want.

See how a sitting proceeds in the room